Tag: Urban poor

Categories
Africa

Catalysing Affordable Housing in Kenya

Catalysing Affordable Housing in Kenya

CROSS-CUTTING SECTORS

Finance, housing, climate, land tenure, urban poor, gender

ORGANISATION(S)

REALL in partnership with BuildX Studio Ltd (formerly OrkidStudio)

PROJECT OVERVIEW 

Rapid urbanisation in Kenya means that the current housing deficit stands at over 2 million homes – with an estimated 61% of Kenyans living in slums. Several challenges currently limit the housing supply including high cost of land, high construction costs and outdated construction materials and methods. Kenya remains over-dependent on cement-based materials delivered through highly wasteful and inefficient methods which harm the environment.

Reall recognises that construction must be climate smart and have partnered with BuildX, Africa’s first B Corp Certified Design-Build company, to deliver greener affordable housing, without compromising on quality and design. Together, BuildX and Reall are creating construction sustainability through sourcing local materials which significantly reduce carbon emissions. They are also piloting standardised housing construction which leverages technology – maximising recycling and reuse and reducing waste and emissions.

Coupled with their strong green build expertise, BuildX have excellent gender equality credentials, prioritising labour and training for women. Click here for more information on the project. 

RELEVANCE TO THE CALL TO ACTION ON SUSTAINABLE URBANISATION ACROSS THE COMMONWEALTH

These examples have been chosen because of their relevance to the Call to Action, as shown by the direct quotes provided below. To view the Call to Action click here.

  • “Cities and human settlements are responsible for ensuring delivery of essential services including water, sanitation, healthcare, education, public transport, and housing”
  • “There is already a substantial deficit in investment in essential urban infrastructure.” 
  • “Cities are a major source of greenhouse gas emissions and where the impacts of climate change are experienced acutely.”
  • “Sustainable urbanisation demands collective action – genuine multi-level governance – to empower, enable and support cities and their citizens.”

THIS EXAMPLE HAS BEEN PROVIDED BY

REALL: https://www.reall.net/

Categories
Asia

Revolutionising House Lending for Pakistan’s Informal Sector

Revolutionising House Lending for Pakistan’s Informal Sector

CROSS-CUTTING SECTORS

Finance, housing, urban poor, climate 

ORGANISATION(S)

REALL in partnership with Ansaar Management Company (AMC) and House Building Finance Company (HBFC)

In Pakistan, the affordable housing challenge is vast with many bottlenecks. One of the main blockages is the lack of housing finance for people on low incomes. These people have been systematically misunderstood or excluded by mainstream mortgage lenders.

Reall have invested in affordable housing property developer, the Ansaar Management Company (AMC), who has successfully launched a pioneering new mortgage product in partnership with the semi-state-owned lending institution HBFC.

AMC and HBFC’s mortgage product is available to people in both formal and informal employment. They have de-risked lending by AMC withholding titles until the loan amount is recovered as a guarantee to HBFC. Community development officers maintain the housing site which increases property value and reassures HBFC that returns will exceed sale value in the case of customer default.

The mortgage product for people on low incomes is the first of its kind in Pakistan. With more than 60 mortgages granted so far, the initial performance has been outstanding with average repayment rates of 80% in 30 days, increasing to 99% in 90 days. This data is proving the commercial viability of lending to this market segment whilst creating opportunities to scale up, resolve the escalating urbanisation crisis and unleash the developmental and economic potential of affordable housing.

RELEVANCE TO THE CALL TO ACTION ON SUSTAINABLE URBANISATION ACROSS THE COMMONWEALTH

These examples have been chosen because of their relevance to the Call to Action, as shown by the direct quotes provided below. To view the Call to Action click here.

  • “Cities and human settlements are responsible for ensuring delivery of essential services including water, sanitation, healthcare, education, public transport, and housing, upon which their citizens depend.”  
  • “There is already a substantial deficit in investment in essential urban infrastructure.” 
  •  “Sustainable urbanisation requires a commitment to good governance, integrated planning, effective service delivery together with fiscal and political empowerment.” 
  • “Sustainable urbanisation demands collective action – genuine multi-level governance – to empower, enable and support cities and their citizens.” 

THIS EXAMPLE HAS BEEN PROVIDED BY

REALL: https://www.reall.net/

Categories
Americas & The Caribbean

Pioneering Initiatives for Sustainable Cities in Antigua and Barbuda

Pioneering Initiatives for Sustainable Cities in Antigua and Barbuda 

CROSS-CUTTING SECTORS

Community-led, Housing, Urban poor, Resilience, Renewable energy, Gender 

ORGANISATION(S)

Led by local community groups in partnership with the Department of the Environment and the Organisation of American States (OAS), and involvement of the Association of Persons with Disabilities 

PROJECT OVERVIEW 

The Caribbean island of Antigua is extremely vulnerable to the threat of climate change and severe weather conditions, with areas of poorly constructed housing and little in infrastructure and climate defences. Within the community, Ruth Spencer has been organising a programme of educating the public on solar power technology and its potential to lower their cost of electricy. Partnering with local community groups, churches and local suppliers, they have been able to provide materials and training to be able to install solar panels and carry out building upgrades. With funding from national organisations, they are working to mitigate against flooding and building sustainable agricultural practices to improve food security. These initiatives have been locally driven, with engagement from wide sectors of the community. Click here for more information. 

RELEVANCE TO THE CALL TO ACTION ON SUSTAINABLE URBANISATION ACROSS THE COMMONWEALTH

These examples have been chosen because of their relevance to the Call to Action, as shown by the direct quotes provided below. To view the Call to Action click here.

  • “Many Commonwealth cities and human settlements are grappling with poverty, informality, food security and migration.” 
  • “Cities are a major source of greenhouse gas emissions and where the impacts of climate change are experienced acutely.”
  • “Cities and human settlements are responsible for ensuring delivery of essential services including water, sanitation, healthcare, education, public transport, and housing, upon which their citizens depend.’
  • “Sustainable urbanisation demands collective action – genuine multi-level governance – to empower, enable and support cities and their citizens.”

THIS EXAMPLE HAS BEEN PROVIDED BY

UN-Habitat: https://unhabitat.org/

Categories
Africa

The Green Refugee Camp in Minawao, Cameroon

The Green Refugee Camp in Minawao, Cameroon 

CROSS-CUTTING SECTORS

Capacity building, Housing, Urban poor, Climate  

ORGANISATION(S)

Implemented and supported by United Nations Refugee Organization (UNHCR) and the Lutheran World Federation (LWF) and with funding from the Dutch National Postcode Lottery 

PROJECT OVERVIEW 

The effects of climate change and socio-political factors are leading to increasingly large populations being displaced, with migrants often fleeing to poor countries with limited resources. The rapidly growing refugee community in Cameroon’s Minawao refugee camp has led to significant environmental and social challenges, including water shortages, damage to valuable grazing land, desertification and deforestation. To address this, the camp has constructed temporary shelters made from locally sourced biodegradeable materials, that do not result in plastic waste and have a reduced carbon footprint associated with transportation, they have invested in eco-friendly cooking stoves and have planted tree nurseries with an associated education and training programme to ensure they survive. The Green Refugee Camp aims to set an example of sustainable construction and management of a refugee camp. Click here for more information. 

RELEVANCE TO THE CALL TO ACTION ON SUSTAINABLE URBANISATION ACROSS THE COMMONWEALTH

These examples have been chosen because of their relevance to the Call to Action, as shown by the direct quotes provided below. To view the Call to Action click here.

  • “Many Commonwealth cities and human settlements are grappling with poverty, informality, food security and migration.” 
  • “Cities and human settlements are responsible for ensuring delivery of essential services including water, sanitation, healthcare, education, public transport, and housing, upon which their citizens depend.’
  • “Cities are a major source of greenhouse gas emissions and where the impacts of climate change are experienced acutely.”
  • “Sustainable urbanisation demands collective action – genuine multi-level governance – to empower, enable and support cities and their citizens.”

THIS EXAMPLE HAS BEEN PROVIDED BY

UN-Habitat: https://unhabitat.org/

Categories
Africa

Community Managed Funds to uplift Local Economic Activities in Ga Mashie, Accra, Ghana

Community Managed Funds to uplift Local Economic Activities in Ga Mashie, Accra, Ghana

CROSS-CUTTING SECTORS

Financing, Urban Poor, Youth, Gender, Community-Led, Public service delivery

ORGANISATION(S)

Participatory Slum Upgrading Programme (PSUP), UN-Habitat

PROJECT OVERVIEW 

Ga Mashie initiative involved slum upgrading and poverty allevistion that was built around strong community participation and empowerment through integration of a community fund to support economic activites for youth and women. As part of activities under the PSUP project implemented within the Ga mashie community, a community fund has been established to assist with the development and upgrading of the community. The Ga Mashie Development Committee (CDC) have introduced a microfinance to support the teaming traders within the community. The microfinance aims at providing formal financial services to poor and lower-income businesses as well as others who are systematically excluded from the financial system. The support to local businesses is to ensure that there is financial inclusion of all working age adults having access to credit, savings and insurance from formal financial services. Community Managed Funds (CMF) was initiated to enable community groups apply for grants to implement projects in the settlements and setting up of micro-finance guarantee facility with local bank for affordable business loans to benefit youth and women. This has grown to Micro-credit with more than 5,000 members Over 5KM of alleys paved with blocks (locally made with local labour) resulting in improved public space, safety and flooding for over 100, 000 residents 7 CMF projects implemented by more than 300 youth and women resulting improved garbage collection, water access and public spaces Community and AMA partnership improved with devolution of upgrading activities to neighbourhoods. Find out more here.

RELEVANCE TO THE CALL TO ACTION ON SUSTAINABLE URBANISATION ACROSS THE COMMONWEALTH

These examples have been chosen because of their relevance to the Call to Action, as shown by the direct quotes provided below. To view the Call to Action click here.

  • “Sustainable urbanisation demands collective action – genuine multi-level governance – to empower, enable and support cities and their citizens.” 
  • “Sustainable urbanisation requires a commitment to good governance, integrated planning, effective service delivery together with fiscal and political empowerment.” 

THIS EXAMPLE HAS BEEN PROVIDED BY

UN-Habitat: https://unhabitat.org

Categories
Asia

Kita-2-Kita Programme: Empowering Urban Poor Communities in Selangor, Malaysia

Kita-2-Kita Programme: Empowering Urban Poor Communities in Selangor, Malaysia 

CROSS-CUTTING SECTORS

Good Governance, Housing, Urban Poor, COVID-19, Technology, Public Service Delivery 

ORGANISATION(S)

Think City, Afrik Nexus, Selangor State, Menteri Besar Incorporated, Pemodalan Negeri Selangor Berhad, Lembaga Perumahan dan Hartanah Selangor, Perumahan Hartanah Selangor, Citi Foundation 

PROJECT OVERVIEW 

In the Klang Valley (Greater KL), Malaysia, nearly 1 in 4 residents live in public housing which has many major issues that need to be addressed such as old housing stock and infrastructure, lack of social mobility and empowerment, poor job security and other related systemic challenges. The K2K programme has been designed in response to Covid-19 to test ways to engage with the community during movement control restrictions and deliver aid efficiently and transparently. The project has wider aims to reduce residents’ cost of living, improve standard of living and strengthen management systems in urban poor communities within Malaysian public housing schemes. A digital platform links residents with aid and support services in an efficient and transparent way that also generates community insights. In addition to food aid delivery, the programme is now focussing on relieving mental stress, building social cohesion and skills development. The programme delivery combines both traditional and digital methods of implementation.  

RELEVANCE TO THE CALL TO ACTION ON SUSTAINABLE URBANISATION ACROSS THE COMMONWEALTH

These examples have been chosen because of their relevance to the Call to Action, as shown by the direct quotes provided below. To view the Call to Action click here.

  • Cities “are vulnerable to external shocks and natural disasters and are dealing with both the immediate and long-term effects of the COVID-19 global pandemic.” 
  • “Sustainable urbanisation requires a commitment to good governance, integrated planning, effective service delivery together with fiscal and political empowerment.” 
  • “Sustainable urbanisation demands collective action – genuine multi-level governance – to empower, enable and support cities and their citizens.” 

THIS EXAMPLE HAS BEEN PROVIDED BY

Think City: https://thinkcity.com.my/

Categories
Africa

‘Salubata’ Sustainable Shoes Feeding Children in Lagos

‘Salubata’ Sustainable Shoes Feeding Children in Lagos

CROSS-CUTTING SECTORS

Circular Economy, Food, Youth, Urban Poor, Recycling

ORGANISATION(S)

Salubata, UN-Habitat

PROJECT OVERVIEW 

Salubata manufactures modular shoes from recycled plastics and algal bloom. As a pair of shoes requires about a kilogram of plastic waste for its production, this initiative significantly contributes to the reduction of the vast amounts of plastic waste generated. One of ‘Africa’s 100 Most Promising Start-Ups’, the company, based in Lagos, Nigeria, aims to produce 5,000,000 shoes per year by 2023. In addition to contributing to waste reduction, 5 per cent of profits are donated to help children confronted with malnutrition. In a year, Salubata contributed $4,464,000 of profit to the cause of feeding over 1,100,000 starving children, and converted over 160,000 tonnes of plastics to wearable shoes. Click here for more information.

RELEVANCE TO THE CALL TO ACTION ON SUSTAINABLE URBANISATION ACROSS THE COMMONWEALTH

These examples have been chosen because of their relevance to the Call to Action, as shown by the direct quotes provided below. To view the Call to Action click here.

  • “Well managed cities and human settlements are drivers of economic development, centres of innovation and entrepreneurship, and sources of trade and employment that are vital for the livelihoods of their citizens, 60% of whom are under 30.”
  • “Sustainable urbanisation demands collective action – genuine multi-level governance – to empower, enable and support cities and their citizens. This is critical as many Commonwealth cities and human settlements are grappling with poverty, informality, food security and migration.”
  • “Sustainable urbanisation requires a commitment to good governance, integrated planning, effective service delivery together with fiscal and political empowerment.”

THIS EXAMPLE HAS BEEN PROVIDED BY

UN-Habitat: https://unhabitat.org/